Chat with us, powered by LiveChat Bad Credit Car Finance Specialists | Red Potato

Important Notice

Red Potato is the in house car finance broker for the finance lender Premium Plan LTD. Due to the challenges of COVID-19, Premium Plan are not currently accepting new customers for vehicle finance and have made the decision to pause new lending.
Unfortunately, this means that Red Potato are no longer able to process new car finance applications as a broker. We apologise for any inconvenience this may cause.

Customers managing existing car finance agreements provided by Premium Plan LTD can contact the customer support team on 0800 197 9758 or visit with any queries.

Let us help you find the perfect car finance

No broker fee and no impact on your credit score.

  •   If you have No deposit
  •   Rates from 5% (19.9% representative APR)
  •   Loans from £4,000 to £25,000
  •   Choose from any reputable dealer
Rated excellent on Trust Pilot
  •   If you have No deposit
  •   Rates from 5% (19.9% representative APR)
  •   No Broker Free
  •   Choose from any reputable dealer
  •   No impact on your credit score
  •   Bad Credit History considered
  •   Loans from £4,000 to £25,000
  •   Rated excellent on Trustpilot

All financial situations considered

About Red Potato

At Red Potato we believe in getting you your dream car the easy way.

We specialise in sourcing car finance for everyone, and can help find you a perfect finance package that suits both what you want and what your budget is.

Over the years we’ve helped thousands of people find fantastic cars at prices they can afford, and thanks to the abundance of finance options available through the panel of lenders we work with, we’re certain we’ll be able to help you too.

Our car finance experts can help you with every step of the process; whether you need help with speaking to dealers, accessing HPI and valuation reports or simply choosing a car from a trusted, reputable dealer, you’ll have professional help and advice every step of the way.

We offer rates from 5.9% APR and can even help people who may have been refused car finance previously due to a bad credit history – so why not give us a call today and see what your options could be?

  •   No deposit needed
  •   Quick and easy credit check
  •   Bad credit history considered
  •   Rates from 5% (19.9% representative APR)

The application process

We find the right finance provider

We work with our panel of car finance providers to find the right lender for you. We have partners that offer a variety of rates and products, giving us the best opportunity to secure you an approval.

You choose your new car

Ready to get behind the wheel of your new car? Once you’ve found the right car, we’ll carry out all the necessary checks so that you know you’re getting the best deal from the right dealership. We will even help you search for your next car if you’re struggling.

We make things easy

At Red Potato we like to make car finance simple. Our car finance experts are on hand to help with everything from securing an approved offer to finding the perfect car at the right price.

Calculate what you could borrow

Our Car Finance Calculator can help you work out the cost of your monthly repayments based on your car budget.


Rate of interest (Fixed) Per Annum 16.24%. Representative 29.9% APR

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32

We only work with trusted partners

Car Finance FAQs

Review our helpful list of frequently asked questions to see if we have previously answered any queries you might have about Red Potato.

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).