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Bad Credit Car Dealer

As a bad credit car dealership and finance provider, Red Potato is unlike most other car finance experts. If you have a history of bad credit, we can help you find an affordable used car as well as providing finance for the vehicle.

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We have 1990 cars to choose from

Bad credit car dealer and finance provider

As a specialist bad credit car dealer we understand how important owning a car can be. A reliable car might be vital in order for you to get to work so you can repay your debts. Or you might be successfully out of debt and looking to upgrade your current car.

We understand that our clients have different financial circumstances, that’s why we have over 4,000 cars available across a range of prices, starting at approximately £120 per month (Representative 19.9% APR)

Finding the right car for you

All of our cars are eligible for financing with us, and:

  • Are from approved and trusted car garages
  • Are 7 years old or less
  • Have a mileage limit of 100,000

If you need help selecting a car, we can look at your monthly income and expenditure and suggest cars for you. We will base our suggestions on cars that would best suit your affordability and lifestyle.

Bad credit car dealer

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Car finance options

All cars are available with hire purchase finance. We can even help you if you have a history of bad credit. Fill out our online application form to see if you are eligible and we will get in touch to discuss your car and finance options. Our car finance calculator can also help you work out how much you can borrow by calculating the monthly repayments based on a loan amount.

We offer finance from 19.9% APR to 29.9% APR. We will confirm the APR you are eligible for when we provide you with a lending decision. The APR you are offered is subject to our underwriting checks once we have received your documents and completed our affordability checks.

Representative example: Loan amount of £7,500 with a monthly repayment of £191.63 over a term of 60 months at a rate of 10.66% interest per annum (fixed), This is equivalent to 19.9% APR representative. Interest repayable is £3,997.80 with an option to purchase fee of £10.00. Total amount repayable is £11,507.80.

Looking for finance only?

If you have found a car through a different dealer, you can still apply for car finance with Red Potato.

Please be aware that we will need to approve the dealer you have chosen before we can offer finance to you. This is so we can make sure that the car meets our criteria and gives you peace of mind that any car you buy is from a reputable dealership. Just let us know the details of the car and the dealer that you are interested in purchasing from and we will take care of the rest!

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See what you could drive away with…

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).