The Buyers Guide to Car Finance

Choosing how to fund your new car is an important decision. You will need to ensure the method you choose is affordable and convenient for you. There are more car finance options than you might think, so you should carefully consider the different options available. We have put together the following infographic to help you decide which finance option is right for you.

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We could help you get car finance, even if you:

Have no deposit
Are in an IVA/DMP
Have a CCJ
Have previously been declared bankrupt

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For further information on the different types of car finance, you can read our blog article which compares each of the options.

Calculate what you could borrow

Amount to finance

£0

Payment

60 months 48 months 36 months

Credit Rating

Good Fair Bad

Rate of interest (Fixed) Per Annum 16.24%. Representative 29.9% APR

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32

Amount of interest	£0
Total payable	£0
Monthly payable	£0

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This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).