Help & Advice

5 Credit Score Myths – Busted!

It can be confusing trying to figure out how credit scores work. There’s so much conflicting information, and well-intentioned advice can often be misguided and incorrect. In this post, we’ll set the record straight on 5 of the top credit score myths. This guide includes: Clarification on some of the most widely spread myths around […]

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Easy Car Finance

Whether you’re looking for your first car, family car or even your absolute dream car, getting your car finance through Red Potato couldn’t be easier. We’re all about making the process of securing car finance as stress-free as possible. We have written plenty of guides for our Help & Advice section, for instance our Jargon Buster […]

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New Reg Plates Car Buying Guide

Every year two sets of new number plate registrations are brought into circulation and this is the time when car sales tend to peak. You might be amongst the thousands in the UK hoping to buy your new set of wheels this month. It’s a great time to buy a new car with dealers keen […]

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How to Improve Credit Score

Researching how to improve your credit score is an enormously positive step for everyone to take, but especially if you’ve been refused for car finance in the past for bad credit reasons. We’ve written here on how bad credit can affect an application for car finance. In this guide we’ll explore ways to improve your […]

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Can I Get Car Finance With An IVA?

Anyone in a bad credit situation might be worried that they can’t get car finance, and if you have an IVA you might be wondering what this means for you when it comes to getting the funds in place when you need a new car.

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Car Finance Jargon Buster

If you keep hearing car finance terms you don’t understand, you’re definitely not alone. To try and clear up some confusion, this guide looks at and defines some of the most common car finance jargon. Sometimes called a documentation fee, this is a charge for setting up finance and issuing the relevant documents needed. The […]

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A Guide to Bad Credit and Your Credit Score

You may be reading this because you’ve been refused car finance, or you might be worried about your credit score before even trying. Whatever step you’re at with your plans for car finance we can help, and we hope this guide answers some of your questions around Bad Credit and Credit Scores. We’re here to […]

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How Easy Is It To Get Finance?

Buying a car isn’t easy – and there are many options when it comes to getting finance. Given it’s such a big expense – probably the second largest thing that most people buy after their house – getting finance sorted can sometimes be hard. Often people come to a nasty sharp stop to their car […]

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What To Do When You’ve Been Declined Car Finance

Being refused for any kind of finance certainly isn’t a good feeling. But if you’ve recently applied for car finance online and been refused, we might well be able to help. There are many reasons car finance is refused, one of the most common reasons being a bad credit score. We felt it necessary some […]

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Paying the balloon payment

It depends on the type of agreement you’ve entered into. In a Lease Purchase (LP) agreement, for example, a balloon payment is an integral part of the deal and has to be paid. If you’ve opted for a Personal Contract Purchase (PCP), however, then a balloon payment certainly isn’t necessary. PCP deals are popular due […]

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2019 UK Car Road Tax Bands Explained

This year, you may have noticed an increase on your Vehicle Excise Duty (VED) – otherwise known as vehicle tax. From April 1st 2019, vehicles were hit with a higher VED, impacting thousands of road users across the UK. The increase of VED rates for cars, vans and motorcycles was made in line with the […]

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What to consider when buying a diesel car

You might remember a time, not too long ago, when everyone wanted a diesel car. Rewind a few years back to 2011 and the popularity of the black pump had gone through the roof, with diesel cars making up 56% of the car market – a huge increase of 37% when compared to a 19% […]

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How to work out the value when buying or selling a car

There are many reasons you might want to find out the value of a car. Perhaps you’re eyeing up a new motor? You could be thinking of trading in your current car and putting the funds towards a new one, or using the money to pay for a holiday? You might even just be curious […]

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Car Finance Explained

What is car finance? Car finance is a way of paying for a car over a period of time, rather than in one lump sum. It’s a popular option and suits buyers who would rather spread the cost of a car that might otherwise be unaffordable to them. You have several options available when it […]

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What to do if you’re refused car finance

Being refused car finance isn’t nice. Whether you need a new car out of necessity to replace your old banger, or simply want to upgrade to a newer, faster model to enjoy, being told that you don’t qualify for finance for some reason or another can really ruin your day (to say the least). The […]

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Problems to look out for when buying second hand cars

  Buying a car is a big deal and there is a lot of pressure on getting it right. If you don’t do your research, you could be left with an expensive mistake! We’ve outlined a few problems you may come across when buying a second hand car, so you can be prepared before parting […]

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Iconic cars of the 80s

A time when nobody owned a smartphone, and a period where questionable music and even more questionable clothing reigned supreme. These were the years without social media, where news wasn’t fired incessantly at us from every possible angle and people still thought we’d have flying cars by the year 2000. A much calmer, easier, simpler […]

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How your credit score affects your car finance application

When you apply for any type of finance, being credit searched is an unavoidable part of the process. Your credit score demonstrates to lenders how you have dealt with borrowing money in the past. This gives them the best indication of how you will manage any future debt, including car finance. If you’re unsure of […]

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Top tips when buying a used car

Compared to purchasing a brand new car, opting for a second-hand vehicle can help to save you a lot of cash. Our previous article outlines why you should avoid buying a brand new car, with the higher tax banding introduced in April 2017 being a key reason for this. Buying a second-hand car will always […]

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Which is the cheapest car to run?

If you have a history of bad credit, then it’s likely you will be focussed on paying off any existing debt. This means that the car you own should be affordable alongside your other financial commitments. This includes the cost of owning the car itself, as well as running costs. Even if your car finance […]

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Ford Kuga Review

The Ford Kuga is a crossover car based on the popular Ford Focus. So if you’re a Ford fan but want something with more space and a higher driving position, then the Kuga is likely to be right up your street. The following Ford Kuga review can help you to decide whether or not this […]

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Avoid making multiple credit applications at once!

Many people might assume that if they keep applying for credit they will eventually find a lender who will accept them. However, when searching for finance this is one of the biggest mistakes you can make. What happens when you make an application? Every time you make a credit application it leaves a mark on […]

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Taking out car finance when you’re already in debt

If you’re already in debt then taking out more credit might concern you. Your initial thoughts might be how a car finance agreement will affect your situation on top of what you already owe. You might also be anxious that further borrowing could harm your credit rating even more. Your credit rating Simply taking out […]

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Will my bad credit score affect my partner?

If either you or your partner has struggled with debt then you might worry how this might implicate you both. If your partner’s the one with bad credit then you won’t want this to affect your finance applications. On the other hand, if you’re the one with bad credit then you won’t want your financial […]

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New car vs used car with bad credit

If you have a poor credit history you may need to do whatever you can to make ends meet. But owning a car can be an essential part of everyday life and something a lot of us can’t live without. New cars are notoriously more reliable, safer and better equipped than used cars, but this […]

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Choosing the right car with bad credit

Owning a car can often be a necessity, many of us need them to travel to work and for our day-to-day lives. However not so many of us can afford to buy a new car outright, and if you have a poor credit score, getting any kind of finance can be a challenge. You will […]

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No credit vs bad credit history

Although having no credit history can be good in the sense that you have no existing debt, you will inevitably struggle to get any loan if you need one. The good news is that dealing with no credit history is much easier than fixing a bad credit file. Building your credit report will give you […]

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Why you shouldn’t buy a brand new car

The new VED (Vehicle Excise Duty) car tax changes came into place on the 1st April 2017. These changes mean that buying a brand new car is now more expensive than ever. What are the new car tax changes? Any car registered with the DVLA after the 1st April 2017 will have different tax calculations. For the […]

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Vauxhall Insignia review

If you’re in need of a large family car with a good standard kit, then the Vauxhall Insignia might be the car you’re looking for. The following Vauxhall Insignia Review can help you to decide whether or not this is the right car for you: The Insignia is extremely spacious, comfortable and a great motorway […]

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Car cost savings guide

UK motorists spend an average of £3,500 a year on car running costs. (Source: survey by webuyanycar.com, November 2013). This includes fuel, tax, MOTs, servicing and car insurance, as well as maintenance costs such as parts and repairs. Considering this, your car is likely to be one of your most expensive assets. However, there are […]

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DS3 car review

If you’re looking for a small car with style but want to steer away from the retro-inspired Fiat 500 or MINI hatchback; then the Citroen DS3 might be the ideal car for you. The DS3 is positioned at the premium end of the small car market. Its design and features make it a great alternative […]

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Compare car finance options

Buying a car can be a difficult decision to make. You need to make sure the method of payment you choose is affordable and will give you the best overall outcome. There are more car finance options than you might think, so you should carefully weigh up the pros and cons of each whilst considering […]

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Consider your finance first!

At Red Potato we know from customer experience that purchasing a car can be quite overwhelming. There are a number of things you need to consider and sometimes it can be difficult to know where to start. To help, we have put together a guide on the process you should take. In this post we […]

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Confused about credit?

What is a credit score? A credit score is a numerical value made up from your credit history. Your score shows lenders how trustworthy you have proven to be in the past at repaying debts and indicates which loans and interest rates you may be eligible for. Each time you apply for a loan, credit […]

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Bad credit myth busting

What is a bad credit score? Some people might think they have bad credit when in actual fact their score might be fair or even good. On the other hand, many people might assume their credit score is fine when they have actually fallen into bad credit. Below is the general consensus of what is […]

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