Help & Advice

How your credit score affects your car finance application

When you apply for any type of finance, being credit searched is an unavoidable part of the process. Your credit score demonstrates to lenders how you have dealt with borrowing money in the past. This gives them the best indication of how you will manage any future debt, including car finance. If you’re unsure of […]

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Top tips when buying a used car

Compared to purchasing a brand new car, opting for a second-hand vehicle can help to save you a lot of cash. Our previous article outlines why you should avoid buying a brand new car, with the higher tax banding introduced in April 2017 being a key reason for this. Buying a second-hand car will always […]

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Which is the cheapest car to run?

If you have a history of bad credit, then it’s likely you will be focussed on paying off any existing debt. This means that the car you own should be affordable alongside your other financial commitments. This includes the cost of owning the car itself, as well as running costs. Even if your car finance […]

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Ford Kuga Review

The Ford Kuga is a crossover car based on the popular Ford Focus. So if you’re a Ford fan but want something with more space and a higher driving position, then the Kuga is likely to be right up your street. The following Ford Kuga review can help you to decide whether or not this […]

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Avoid making multiple credit applications at once!

Many people might assume that if they keep applying for credit they will eventually find a lender who will accept them. However, when searching for finance this is one of the biggest mistakes you can make. What happens when you make an application? Every time you make a credit application it leaves a mark on […]

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Taking out car finance when you’re already in debt

If you’re already in debt then taking out more credit might concern you. Your initial thoughts might be how a car finance agreement will affect your situation on top of what you already owe. You might also be anxious that further borrowing could harm your credit rating even more. Your credit rating Simply taking out […]

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Will my bad credit score affect my partner?

If either you or your partner has struggled with debt then you might worry how this might implicate you both. If your partner’s the one with bad credit then you won’t want this to affect your finance applications. On the other hand, if you’re the one with bad credit then you won’t want your financial […]

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New car vs used car with bad credit

If you have a poor credit history you may need to do whatever you can to make ends meet. But owning a car can be an essential part of everyday life and something a lot of us can’t live without. New cars are notoriously more reliable, safer and better equipped than used cars, but this […]

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Choosing the right car with bad credit

Owning a car can often be a necessity, many of us need them to travel to work and for our day-to-day lives. However not so many of us can afford to buy a new car outright, and if you have a poor credit score, getting any kind of finance can be a challenge. You will […]

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No credit vs bad credit history

Although having no credit history can be good in the sense that you have no existing debt, you will inevitably struggle to get any loan if you need one. The good news is that dealing with no credit history is much easier than fixing a bad credit file. Building your credit report will give you […]

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Why you shouldn’t buy a brand new car

The new VED (Vehicle Excise Duty) car tax changes came into place on the 1st April 2017. These changes mean that buying a brand new car is now more expensive than ever. What are the new car tax changes? Any car registered with the DVLA after the 1st April 2017 will have different tax calculations. For the […]

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Vauxhall Insignia review

If you’re in need of a large family car with a good standard kit, then the Vauxhall Insignia might be the car you’re looking for. The following Vauxhall Insignia Review can help you to decide whether or not this is the right car for you: The Insignia is extremely spacious, comfortable and a great motorway […]

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Car cost savings guide

UK motorists spend an average of £3,500 a year on car running costs. (Source: survey by webuyanycar.com, November 2013). This includes fuel, tax, MOTs, servicing and car insurance, as well as maintenance costs such as parts and repairs. Considering this, your car is likely to be one of your most expensive assets. However, there are […]

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DS3 car review

If you’re looking for a small car with style but want to steer away from the retro-inspired Fiat 500 or MINI hatchback; then the Citroen DS3 might be the ideal car for you. The DS3 is positioned at the premium end of the small car market. Its design and features make it a great alternative […]

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Compare car finance options

Buying a car can be a difficult decision to make. You need to make sure the method of payment you choose is affordable and will give you the best overall outcome. There are more car finance options than you might think, so you should carefully weigh up the pros and cons of each whilst considering […]

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Consider your finance first!

At Red Potato we know from customer experience that purchasing a car can be quite overwhelming. There are a number of things you need to consider and sometimes it can be difficult to know where to start. To help, we have put together a guide on the process you should take. In this post we […]

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Confused about credit?

What is a credit score? A credit score is a numerical value made up from your credit history. Your score shows lenders how trustworthy you have proven to be in the past at repaying debts and indicates which loans and interest rates you may be eligible for. Each time you apply for a loan, credit […]

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Bad credit myth busting

What is a bad credit score? Some people might think they have bad credit when in actual fact their score might be fair or even good. On the other hand, many people might assume their credit score is fine when they have actually fallen into bad credit. Below is the general consensus of what is […]

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How to improve your credit score

Why you should improve your credit score Your credit rating is important as it indicates to lenders how much money you can borrow as well as the amount of interest they should charge you. Banks and lenders want to know that they can trust you before offering you finance options. In many circumstances, a bad […]

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Dealership vs Private Seller

If you haven’t read the previous steps in this series then take a look back at Step 1 and Step 2 which provide advice on what car finance you should select. Step 3 and Step 4 will also help you determine what type of car is right for you. Or if you’d like more information […]

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Consider other car running costs

If you haven’t read the previous steps in this series then take a look back at Step 1 and Step 2 which provide advice on what car finance you should select. Step 3 will also help you determine what type of car is right for you. Or if you’d like more information you can read […]

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What car is right for you?

If you haven’t read the previous steps in this series then take a look back at Step 1 and Step 2, which provide advice on what car finance you should select. Or if you’d like more information you can read our full Car Buying Guide here. In this post we look at the aspects you […]

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How to make your finance more affordable

How to make your finance more affordable If you missed Step 1 in this series then have a look back at why you should sort out your car finance first. Or if you want more information you can read our full Car Buying Guide here. In this post, we take a look at ways to make your car […]

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