Help & Advice

Can I Get Car Finance With An IVA?

Anyone in a bad credit situation might be worried that they can’t get car finance, and if you have an IVA you might be wondering what this means for you when it comes to getting the funds in place when you need a new car. An individual voluntary arrangement (IVA) is a formal, legally binding […]

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Car Finance Jargon Buster

If you keep hearing car finance terms you don’t understand, you’re definitely not alone. To try and clear up some confusion, this guide looks at and defines some of the most common car finance jargon. Sometimes called a documentation fee, this is a charge for setting up finance and issuing the relevant documents needed. The […]

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A Guide to Bad Credit and Your Credit Score

You may be reading this because you’ve been refused car finance, or you might be worried about your credit score before even trying. Whatever step you’re at with your plans for car finance we can help, and we hope this guide answers some of your questions around Bad Credit and Credit Scores. We’re here to […]

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How Easy Is It To Get Finance?

Buying a car isn’t easy – and there are many options when it comes to getting finance. Given it’s such a big expense – probably the second largest thing that most people buy after their house – getting finance sorted can sometimes be hard. Often people come to a nasty sharp stop to their car […]

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What To Do When You’ve Been Declined Car Finance

Being refused for any kind of finance certainly isn’t a good feeling. But if you’ve recently applied for car finance online and been refused, we might well be able to help. There are many reasons car finance is refused, one of the most common reasons being a bad credit score. We felt it necessary some […]

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Paying the balloon payment

It depends on the type of agreement you’ve entered into. In a Lease Purchase (LP) agreement, for example, a balloon payment is an integral part of the deal and has to be paid. If you’ve opted for a Personal Contract Purchase (PCP), however, then a balloon payment certainly isn’t necessary. PCP deals are popular due […]

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2019 UK Car Road Tax Bands Explained

This year, you may have noticed an increase on your Vehicle Excise Duty (VED) – otherwise known as vehicle tax. From April 1st 2019, vehicles were hit with a higher VED, impacting thousands of road users across the UK. The increase of VED rates for cars, vans and motorcycles was made in line with the […]

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What to consider when buying a diesel car

You might remember a time, not too long ago, when everyone wanted a diesel car. Rewind a few years back to 2011 and the popularity of the black pump had gone through the roof, with diesel cars making up 56% of the car market – a huge increase of 37% when compared to a 19% […]

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How to work out the value when buying or selling a car

There are many reasons you might want to find out the value of a car. Perhaps you’re eyeing up a new motor? You could be thinking of trading in your current car and putting the funds towards a new one, or using the money to pay for a holiday? You might even just be curious […]

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Car Finance Explained

What is car finance? Car finance is a way of paying for a car over a period of time, rather than in one lump sum. It’s a popular option and suits buyers who would rather spread the cost of a car that might otherwise be unaffordable to them. You have several options available when it […]

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What to do if you’re refused car finance

Being refused car finance isn’t nice. Whether you need a new car out of necessity to replace your old banger, or simply want to upgrade to a newer, faster model to enjoy, being told that you don’t qualify for finance for some reason or another can really ruin your day (to say the least). The […]

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Problems to look out for when buying second hand cars

  Buying a car is a big deal and there is a lot of pressure on getting it right. If you don’t do your research, you could be left with an expensive mistake! We’ve outlined a few problems you may come across when buying a second hand car, so you can be prepared before parting […]

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Iconic cars of the 80s

A time when nobody owned a smartphone, and a period where questionable music and even more questionable clothing reigned supreme. These were the years without social media, where news wasn’t fired incessantly at us from every possible angle and people still thought we’d have flying cars by the year 2000. A much calmer, easier, simpler […]

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