Help & Advice

What to do if you’re refused car finance

Being refused car finance isn’t nice. Whether you need a new car out of necessity to replace your old banger, or simply want to upgrade to a newer, faster model to enjoy, being told that you don’t qualify for finance for some reason or another can really ruin your day (to say the least). The […]

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How your credit score affects your car finance application

When you apply for any type of finance, being credit searched is an unavoidable part of the process. Your credit score demonstrates to lenders how you have dealt with borrowing money in the past. This gives them the best indication of how you will manage any future debt, including car finance. If you’re unsure of […]

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Top tips when buying a used car

Compared to purchasing a brand new car, opting for a second-hand vehicle can help to save you a lot of cash. Our previous article outlines why you should avoid buying a brand new car, with the higher tax banding introduced in April 2017 being a key reason for this. Buying a second-hand car will always […]

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Which is the cheapest car to run?

If you have a history of bad credit, then it’s likely you will be focussed on paying off any existing debt. This means that the car you own should be affordable alongside your other financial commitments. This includes the cost of owning the car itself, as well as running costs. Even if your car finance […]

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Taking out car finance when you’re already in debt

If you’re already in debt then taking out more credit might concern you. Your initial thoughts might be how a car finance agreement will affect your situation on top of what you already owe. You might also be anxious that further borrowing could harm your credit rating even more. Your credit rating Simply taking out […]

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New car vs used car with bad credit

If you have a poor credit history you may need to do whatever you can to make ends meet. But owning a car can be an essential part of everyday life and something a lot of us can’t live without. New cars are notoriously more reliable, safer and better equipped than used cars, but this […]

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Choosing the right car with bad credit

Owning a car can often be a necessity, many of us need them to travel to work and for our day-to-day lives. However not so many of us can afford to buy a new car outright, and if you have a poor credit score, getting any kind of finance can be a challenge. You will […]

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Car cost savings guide

UK motorists spend an average of £3,500 a year on car running costs. (Source: survey by webuyanycar.com, November 2013). This includes fuel, tax, MOTs, servicing and car insurance, as well as maintenance costs such as parts and repairs. Considering this, your car is likely to be one of your most expensive assets. However, there are […]

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Compare car finance options

Buying a car can be a difficult decision to make. You need to make sure the method of payment you choose is affordable and will give you the best overall outcome. There are more car finance options than you might think, so you should carefully weigh up the pros and cons of each whilst considering […]

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