Chat with us, powered by LiveChat Bad Credit Car Finance Specialists | Red Potato

Find Car Finance Today

We could help you get car finance, even if:

  • You have no deposit
  • You are in an IVA/ Debt plan
  • You have a CCJ
  • You have previously been declared bankrupt

No broker fee
Does not affect your credit score

Christmas Opening Times

Thursday 24th December   -   Closed
Tuesday 29th December   -   9:00-12:00
Wednesday 30th December   -   9:00-12:00
Thursday 31st December   -   9:00-12:00
Monday 4th January   -   Open as normal

We will be closed on bank holidays and weekends over the Christmas period.

Enquire About Car Finance

Complete our two stage application form in just 2 minutes and we'll then get to work with our lending panel

Amount can be changed after approval.

By submitting your details you agree to our terms & conditions and privacy policy

About Red Potato

Red Potato specialises in providing car finance for people with bad credit. We have helped thousands of people get a car when they have previously been refused finance due to a poor credit history. Red Potato is one of a few providers who can provide car finance even if you are in a debt plan.
Our team can help you find a car and affordable finance that suits your individual circumstances – we can also provide hire purchase agreements even if you have a bad credit history.

  • No deposit needed
  • Quick and easy credit check
  • Bad credit history considered
  • 19.9% APR Representative

Calculate what you could borrow

Our Car Finance Calculator can help you work out the cost of your monthly repayments based on your car budget.


Rate of interest (Fixed) Per Annum 16.24%. Representative 29.9% APR

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32

Car Dealership

We have over 3000 vehicles available nationwide. If you are unable to find something that suits you, we can work with a wide range of other dealers.

See what you could drive away with…

Car Finance FAQs

Review our helpful list of frequently asked questions to see if we have previously answered any queries you might have about Red Potato.

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).