Car loans with No deposit

 Car finance experts

Choose a car from any reputable dealer

Quote has no impact on your credit score

Get a quote

How do I get a great deal for my new car?

Get an instant online approval

Using our quick and easy form you get an instant decision in a matter of minutes with no impact on your credit score

You can apply for car finance 24/7 days a week through our short form.

Find your dream car

Choose from any reputable car dealer nationwide and find a car that suits you and your budget. Let us know and we will pay the dealer directly for you.

Sign and collect your new car

Once we have dotted the I's and crossed the T's, drive off into the sunset in your new car, its that simple.

How does it work?

You can apply for a car loan online in just a couple of minutes, get an instant decision with no impact on your credit score.

Morning, Noon and Night our form is accesible 24/7 and we will always try to get into contact with you as soon as we open.

We have a strong background in helping people who may have been declined by their bank, or have a less than perfect credit score.

With no deposit being required, and the quote having no impact on your credit score, consider seeing if you could be accepted today.

Calculate what you could borrow

Our Car Finance Calculator can help you work out the cost of your monthly repayments based on your car budget.


Smooth transfer, no issues

Friendly, efficient service with flexible methods to accommodate my unique needs. Would use again without a doubt. Well done Red Potato!
Rebecca Nicholas

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‘What is a soft credit search?’ A soft credit search enables us to understand your circumstances and ensure we are able to proceed with your application for car finance. The search differs from a hard credit search because it does not leave a footprint on your credit file which is visible to other lenders. ‘Why do we carry out a soft credit search?’ We are regulated by the Financial Conduct Authority and the finance provider we work with has a duty to lend responsibly to customers without potentially causing financial hardship. The soft credit search gives us a snapshot of your current and most recent financial circumstances so we can make sure that your application meets the finance provider’s eligibility criteria. If there are no immediate causes for concern we can progress your application with the finance provider who will complete affordability checks.

Thank you for your application

Thank you for your application.

One of our friendly advisers will be in touch shortly to discuss the next steps to finding you finance!

We have a range of over 10,000 vehicles to choose from nationwide, so we’re sure we’ll have the perfect car for you.

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).