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How it works

Applying for car finance with Red Potato is quick and easy. We can provide you with a fast decision on your finance application.

Find Car Finance Today!

We could help you get car finance, even if you:

  • Have no deposit
  • Are in an IVA/DMP
  • Have a CCJ
  • Have previously been declared bankrupt

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Car finance with Red Potato

Red Potato is a specialist bad credit car finance provider and dealer. All of our vehicles are available on hire purchase agreements, so we would recommend firstly applying for finance. Once you have found out if you are eligible for finance you can select one of our available used cars.

How to apply for finance

Through our simple online process, we can provide you with a quick decision on your finance application. If you are approved, a member of our team will call you to offer advice on the cars we have available to suit your monthly budget. Applying for car finance with Red Potato is easy:

How it works

  1. Submit your application online and we will work with our panel of lenders to see if we can secure a finance offer.
  2. One of our team will contact you to discuss your application and to request and supporting documentation which may include;
    • Your latest full months bank statement
    • A copy of your full UK driving licence
    • A months’ worth of payslips to prove income (A unique tax reference number if self-employed)
      Our finance experts will guide you through the lenders process to secure the best finance offer.
  3. If your application has been successful, our experts will help you find your new vehicle in line with the chosen lenders car criteria (age and mileage).
  4. Once you have decided on your vehicle, you can digitally sign your finance agreement quickly and easily through the lenders e-sign process.
  5. You are ready to get your new car! We will help to arrange everything with the dealer for you, including a date of collection or delivery to your door where possible.

Although nobody can guarantee car finance, we work with a variety of car finance lenders and will use our knowledge and experience to try and find the best offer available to match your personal circumstances.

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Need more information?

If you’re unsure about what you can afford to borrow, our car finance calculator can help you work out the cost of your monthly repayments over the fixed term. If you need any further help or information just call our team on 0800 197 9758 or see our FAQs page.

Browse our cars

Red Potato is an online car dealership offering over 3,000 affordable used cars available nationwide. If you want to have a look at what cars we have to offer, take a look at our available car feed.

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).