How it works

Applying for car finance with Red Potato is quick and easy. We can provide you with a fast decision on your finance application.

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We could help you get car finance, even if you:

  • Have no deposit
  • Are in an IVA/DMP
  • Have a CCJ
  • Have previously been declared bankrupt

Apply for Finance

Car finance with Red Potato

Red Potato is a specialist bad credit car finance provider and dealer. All of our vehicles are available on hire purchase agreements, so we would recommend firstly applying for finance. Once you have found out if you are eligible for finance you can select one of our available used cars.

How to apply for finance

Through our simple online process, we can provide you with a quick decision on your finance application. If you are approved, a member of our team will call you to offer advice on the cars we have available to suit your monthly budget. Applying for car finance with Red Potato is easy:

How it works

  1. Submit an online car finance application
  2. Send us documentation including;
    • Your latest full months bank statement
    • A copy of your full UK driving licence
    • A months’ worth of payslips to prove income (A unique tax reference number if self-employed)
  3. We will then get in touch with you by phone to let you know if your application has been approved. If it’s successful you can then select your car using our available car feed – or if you’ve found a car elsewhere we can still provide you with competitive and affordable car finance.
  4. You can either choose from one of our vehicles, or if you have something else in mind we can work with a wide range of other dealers

Although we can’t guarantee car finance, we can look to provide you with a fast lending decision once you’ve submitted your application.

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Need more information?

If you’re unsure about what you can afford to borrow, our car finance calculator can help you work out the cost of your monthly repayments over the fixed term. If you need any further help or information just call our team on 0800 197 9758 or see our FAQs page.

Browse our cars

Red Potato is an online car dealership offering over 3,000 affordable used cars available nationwide. If you want to have a look at what cars we have to offer, take a look at our available car feed.

This website is operated by Premium Plan Limited. Red Potato is a trading name of Premium Plan Limited, which is registered in England with Company No 05977118. Registered office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Premium Plan Limited is authorised and regulated by the Financial Conduct Authority (FRN: 742272). The Red Potato name and logo are trademarks of Totemic Limited. Premium Plan Limited is a member of the Finance & Leasing Association (FLA).