Review our helpful list of frequently asked questions to see if we have previously answered any queries you might have about Red Potato.
Applying for car finance through Red Potato is easy. Simply fill in our online application form and send us your documentation, including:
- Your full driving licence
- Copies of bank statements for the last 3 months
- A months’ worth of payslips to prove income (most recent Unique Tax Reference (UTR) if you are self-employed)
You can then browse through our collection of available cars to find one that suits you. We recommend using our car finance calculator to work out what might be affordable and the length of your finance agreement. Our how it works page includes further information regarding our application process.
Your credit score
We offer finance from 19.9% APR to 29.9% APR. We will confirm the APR you are eligible for when we provide you with a lending decision. The APR you are offered is subject to our underwriting checks once we have received your documents and completed our affordability checks.
Representative example: Cash price £7500, Deposit £0, Loan amount £7500, interest rate applied to borrowing 16.24% (fixed), interest repayable £6100, 60 monthly repayments of £226.50, option to purchase fee £10, total amount payable £13,600, Representative 29.9% APR.
Bad credit car finance
We can help you part exchange your current vehicle for a new car. If you part exchange your current vehicle, the part exchange amount can be used as a deposit towards your new car.